Gold Watch Investment Group arranges debt and equity for commercial real estate acquisition and construction projects. Our financial resources are a mix of investment banks, insurance companies, REIT’s and private equity groups. All of these groups use their own money which expedites the decision making and speed to closing. We have spent years vetting these partners and understanding their lending parameters. The benefit to the borrower is that his project is matched with an appropriate, direct lender who can deliver the necessary financing in a timely manner.
Commercial Acquisition Financing or Refinancing
We provide both fixed and floating rate commercial mortgage loans which follow the standards set by the CMBS securitization market. Typically we can provide financing with the following criteria:
• Stabilized properties including Office, Retail, Industrial, Multi-Family, Healthcare (all categories) and Hotel. Self-Storage and Mobile Home Parks will be considered on a case-by-case basis
• Loan Amounts--$5M-200M
• Loan to Value-- Up to 80% of appraised value
• Creditworthy Sponsor(s) or entity acceptable to Lender with sufficient liquidity and net worth
• Non-recourse with the exception of industry standard “bad boy” carve outs
Short Term – “Bridge Loans”
Our Partner is a “direct lender” who originates senior-secured first-lien mortgage loans to finance the acquisition or recapitalization of either transitional real property or distressed debt. They have successfully carved out a niche as the pre-eminent bridge loan specialist in the nation. Speed and deal structure flexibility are their hallmarks. Bridge loans typically include, but are not limited to, opportunistic investment transactions for mispriced assets with substantial upside through lease-up, turnaround situations, discounted payoff and discounted note acquisitions.
Our investors will consider funding ground up construction for experienced Sponsors who have conducted a Feasibility Study or Appraisal validating the project. Generally speaking, the land must be owned or under contract with the project being, “shovel ready” within three months. They are also going to want to see some “skin” in the project from the Sponsor and developer fees can count toward this contribution.
100% Financing for "Build to Suit" Developers
One of our REIT's offers a one stop shop to secure both capital and a forward commitment to purchase Single Tenant Net Lease (STNL) assets. They offer access to JV Capital, competitive financing rates and certainty to close. This program allows developers to focus on retailer relationships while increasing the velocity of their construction pipeline.
Debt Acquisition Financing
We can also provide rapid results for opportunity-focused investors seeking to unlock embedded value through the acquisition of distressed debt secured by all types of cash-flowing real estate. Our lending resource masters the complexity of distressed debt transactions through its extensive experience in one-off or portfolio trades. Our program is ideal for sponsors seeking to acquire debt to gain fee-simple access to the underlying collateral or to gain high-yield returns by restructuring the debt.